Six quick calculators to help you plan your money.
High rent? Cover fixed costs first, then split what's left.
Save 1 month of expenses first, then split the rest.
Avalanche saves more money. Snowball feels faster. Pick what you'll stick with.
The Ledger is an independent project built to give people quick, honest answers about their money. Every calculator runs entirely in your browser, and signing in is optional — only needed if you want your numbers saved for next time.
Questions, feedback, or a broken calculator? Email help.theledger2@gmail.com.
The calculators run entirely in your browser and don't require an account. If you choose to sign in (email, Google, or phone) and use "Save my numbers," your calculator inputs are stored securely under your account using Firebase, a Google service, and are only accessible to you. This site may use cookies and third-party services (such as Google AdSense) to display ads, which may collect data like your IP address or browsing activity to personalize ads. You can control cookie preferences through your browser settings or opt out of personalized ads via google.com/settings/ads. This site may also contain affiliate links; if you click one and make a purchase, we may earn a commission at no extra cost to you. For questions about this policy, contact us at help.theledger2@gmail.com.